Tana and Delane Luke

“Whai Rawa was the start of regular savings for me. My mum and dad got me the forms and I filled them in – hopefully it will pay for my university fees and later I can keep saving for a house”

Tana and Delane Luke, Ngai Tahu (Ngāti Waewae), Ngāti Rarua, Te Rarawa

Tana Luke reckons “every dollar I save now is going to make it easier when I’m older”.

Tana and his younger brother Delane, have been registered with the Ngāi Tahu savings scheme Whai Rawa since its inception in 2006.

What was once an afterthought has now become a conscious habit that is not only building their individual accounts, but their understanding of money and what it takes to be financially prepared for their futures.

“Whai Rawa was the start of regular savings for me. My mum and dad got me the forms and I filled them in – hopefully it will pay for my university fees and later I can keep saving for a house,” says Delane who attends St Thomas of Canterbury and like his brother has his mind set on further study.

Tana is doing a double degree in Māori and law. He’s already looking at Ka Pūtea and other scholarships that might help pay his way through tertiary study. That way he says he’ll be able to save more of his Whai Rawa investment and buy a first home sooner.

“It’s had a big impact on me,” says Tana. I used to let mum and dad worry about money, but now I have an awareness that money is important and I don’t feel like I have to stress about finances in the future.”

All the Luke whānau and their extended whānau are registered and actively saving with Whai Rawa.

Says Delane, “I think we’re lucky we have Whai Rawa to help us out.”