Investor Choice - it's your chance to choose
Investor Choice was introduced in 2020 to ensure that all our whānau have options as to which Whai Rawa investment fund their money is invested in. Looking at the options available ensures that at any age, account balance or life stage you can choose a Fund that better reflects the personal needs and risk appetite of your whānau.
Waiho i te māhaka tī kia kore ai e motu
Choose a fund to help you achieve your goals
The Whai Rawa Unit Trust (the Scheme) is invested in Mercer Investment Trusts New Zealand’s Socially Responsible Conservative, Balanced and Growth Portfolio’s. Each portfolio has a different level of risk and accordingly different return expectations.
What is your choice whānau?
Keep an eye out in your email or letterbox for your Investor Choice Pack. Click on the personalised link in your Investor Choice email to take the Risk Quiz, make a Fund choice or just look at the options. If you received your pack in the mail, follow the instructions in your Investor Choice pack.
Check out our FAQs below or get in touch with any questions.
FAQs - Investor Choice General
Traditionally, Whai Rawa Funds were invested in a Socially Responsible Conservative Fund. You can now choose between three Socially Responsible Fund choices for your investment– Tōtara-Conservative, Mataī-Balanced or Rātā-Growth.
Each portfolio has a different level of risk and accordingly different return expectations.
The fund that is best for you might not be best for your tamariki.
We’ve called our Investor Choice journey Te Puāwaitanga. It references the growth of the Scheme to three funds, each with their own level of risk. Like a tree that takes years to grow, your investment will also be impacted by how long you save, your contributions, and local and global market activity.
There are three fund choices for your investment– Tōtara-Conservative, Mataī-Balanced and Rātā-Growth. You can choose a fund that better reflects your needs and risk appetite.
On our Investor Choice journey we’ve associated South Island trees with each of our funds. The associated trees reflect the characteristics of each fund type.
Tōtara reflects our Conservative Fund.
Mataī reflects our Balanced Fund.
Rātā reflects our Growth Fund.
Yes, all Whai Rawa’s fund portfolios are Socially Responsible.
FAQs - Investor Choice Switching
If you have not made a choice yet you can log in to your Whai Rawa account to take our Risk Quiz, make a Fund choice or just look at the options. Visit www.whairawa.com/login to access your member portal.
During our Investor Choice campaign you can access a special website that helps you to choose. Keep an eye out in your email or letterbox for your Investor Choice Pack. Click on the personalised link in your Investor Choice email to take the Risk Quiz, make a Fund choice or just look at the options.
If you received your pack in the mail, follow the instructions in your Investor Choice pack.
The Risk Quiz may help you to better understand how your approach to risk translates to the investment options available to you. Answer 5 quick questions to find out which investment option might be right for you.
Visit the Risk Quiz here.
The same way as you will switch, however you will need to access each member’s account individually.
The default for members is the Tōtara-Conservative Fund. Every member is currently in the Tōtara-Conservative Fund and will remain there if they make no choice.
At this time, you can only invest 100% of your funds and future contributions into one fund type.
No, there is no charge to switch funds at this time.
Your Fund switch will be completed within 3 working days if you complete your switch online.
It can take up to 7 working days to process a paper switch form from the time Mercer, our Administration Manager receive your switch form.
Read the Whai Rawa Product Disclosure Statement which you can access online here www.whairawa.com/pds
If you would like to seek qualified financial advice, visit the Financial Markets Authority website to view a list of registered financial advisors here. Please note this is not a subsidised benefit by Whai Rawa.
FAQs - Investor Choice Campaign
If you’re concerned you have missed out please get in touch with us and we’ll help you to access our special Investor Choice website.
If you want to take the Risk Quiz again you can access it here at www.whairawa.com/riskquiz and take it as many times as you need to.
If you’ve received a postcard and are accessing the website that way, check your Date of Birth and Member Number are correct. If you’re accessing it after receiving an email just click on the link provided.
If you’re still having trouble get in touch, we can help.
Whai Rawa Fund Limited is the issuer of the Whai Rawa Unit Trust. A copy of the Product Disclosure Statement is available at www.whairawa.com/pds.
Risk Quiz Disclaimer
We take no responsibility as to whether or not you complete our Risk Quiz before selecting a fund, and take no responsibility for checking that the fund you select matches the outcome of your Risk Quiz or that you have completed it correctly. The Risk Quiz does not provide investment recommendations or financial advice personalised to you.
Past performance should not be relied upon as an indicator of future performance. The information contained on this page is intended for general guidance only and is not personalised to you. It does not take into account your particular
financial situation or goals. Before making any investment decision, you should refer to the Product Disclosure Statement or consult an appropriately authorised financial adviser.