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Waiho i te māhaka tī kia kore ai e motu Choose a fund to help you achieve your goals.

Investor Choice creates options for all whānau – no matter what your age, savings balance or life stage. You can choose a Fund that better reflects your personal needs and risk appetite.

Make the choice
Choosing a more appropriate investment fund is an important decision and may have a significant impact on your investment... for your future education, whare or retirement. The Whai Rawa Unit Trust (the Scheme) is invested in Mercer Investment Trusts New Zealand’s Socially Responsible Conservative, Balanced and Growth Portfolio’s. Each portfolio has a different level of risk and accordingly different return expectations.
For more information view the Other Material Information document at www.whairawa.com/publications.
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WHAI RAWA FUND OPTIONS
Tōtara
Conservative Fund
Mataī
Balanced Fund
RāTā
Growth Fund
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Socially Responsible Funds
Socially Responsible means sustainable and ethical investments. We live on an increasingly ecologically-stressed planet and there is rising concern over the impact of companies on individuals, the environment and communities. There is also a growing movement of investors who recognise the connection between investment and real-world impact. Socially Responsible investors want their funds to reduce pollution or exploitation, and to invest in companies with high ethical standards.
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Supporting our whānau
Whai Rawa aims to play an important role in the future of Ngāi Tahu whānau, who are members of Whai Rawa, by supporting savings for three main kaupapa – tertiary education, home ownership and retirement. Also by supporting whānau to register tamariki and mokopuna, Whai Rawa can have a direct impact on the future Ngāi Tahu whānau and create better futures for the next generation.
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Ngāi Tahu Contributions
Take advantage of contributions to your account from Te Rūnanga o Ngāi Tahu. Since setting up Whai Rawa, Te Rūnanga o Ngāi Tahu has contributed over $43 million in matched savings, distributions and associated tax credits. 
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WELCOME TO INVESTOR CHOICE whānau

FAQs - Investor Choice General
What is Investor Choice?

Traditionally, Whai Rawa Funds were invested in a Socially Responsible Conservative Fund. You can now choose between three Socially Responsible Fund choices for your investment– Tōtara-Conservative, Mataī-Balanced or Rātā-Growth.

Each portfolio has a different level of risk and accordingly different return expectations.

What might be best for you might not be best for your tamariki. This is great opportunity to decide on whether you would like to switch Funds, or you can choose to remain in the Tōtara-Conservative Fund.

What is Te Puāwaitanga?

We’ve called our Investor Choice journey Te Puāwaitanga. It references the growth of the Scheme to three Funds, each with their own level of risk. Like a tree that takes years to grow, your investment will also be impacted by how long you save, your contributions, and local and global market activity.

What are the new Fund options?

You can now choose between three Fund choices for your investment– Tōtara-Conservative, Mataī-Balanced and Rātā-Growth. You can choose a Fund that better reflects your needs and risk appetite.

On our Investor Choice journey we’ve associated South Island trees with each of our Funds. The associated trees reflect the characteristics of each Fund type.

Tōtara reflects our Conservative Fund.

Mataī reflects our Balanced Fund.

Rātā reflects our Growth Fund.

Are all the Funds Socially Responsible?

Yes, all Whai Rawa’s Fund portfolios are Socially Responsible.

FAQs - Investor Choice Promotion
I can't access the Investor Choice website to switch?

Check your date of birth and member number is correct. If you:

-are already in the Rātā-Growth Fund or the Mataī-Balanced Fund

-made a choice to ‘stay’ in the Tōtara-Conservative Fund in the first promotion in February 2020

-joined Whai Rawa after the 17th February 2020

you won’t be able to access the Investor Choice website tool.

You can log in to your Whai Rawa account at any time to take our Risk Quiz, make a Fund choice or just look at the options. Visit www.whairawa.com/login to access your online account portal.

I want to take the Risk Quiz again?

If you want to take Risk Quiz a second time you can access a version of the Risk Quiz on our website www.whairawa.com/riskquiz

You can also log in to your Whai Rawa account at any time to take the Risk Quiz, make a Fund choice or just look at the options. Visit www.whairawa.com/login to access your online account portal.

How do I go into the draw to win?

We have a prize to giveaway to members who complete their choice online or who request a switch form through the post. You will be automatically entered into the draw Members are in the draw to win an Apple iPad worth $599. The winner will be drawn in the week commencing the 14th  December. See full terms and conditions here.

I didn't receive an email or a postcard?

If you’ve already made a choice you won’t be sent an email or a postcard for this promotion.

If you:

-are already in the Rātā-Growth Fund or the Mataī-Balanced Fund

-made a choice to ‘stay’ in the Tōtara-Conservative Fund in the first promotion in February 2020

-joined Whai Rawa after the 17th February 2020

you won’t be able to access the Investor Choice website tool.

You can log in to your Whai Rawa account at any time to take our Risk Quiz, make a Fund choice or just look at the options. Visit www.whairawa.com/login to access your online account portal.

FAQs - Investor Choice Switching
How do I switch Funds?

Keep an eye out for an email or a postcard in the mail. This is your personalised link to access the Investor Choice website. You can take the Risk Quiz, make a Fund choice or just look at the options inside the website.

 

 

How do I know which Fund to choose?

The Risk Quiz may help you to better understand how your approach to risk translates to the investment options available to you. Answer 5 quick questions to find out which investment option might be right for you.

Access the quiz through the Investor Choice website. Keep an eye out for an email or a postcard with all the details.

 

 

How do I switch my tamariki or mokopuna if I'm an account holder?

The same way as you will switch, you will need to access each member’s Investor Choice website individually.

What happens if I do nothing?

The default for members is the Tōtara-Conservative Fund. Every member is currently in the Tōtara-Conservative Fund and will remain there if they make no choice.

How can I split my funds between Investment options?

At this time, you can only invest 100% of your Funds and future contributions into one Fund type.

Does it cost anything to switch?

No, there is no charge to switch Funds at this time.

How long does it take to switch Funds?

Your Fund switch will be completed within 5 working days if you complete your switch online.

It can take up to 7 working days to process a paper switch form from the time Mercer, our Administration Manager receive your switch form.

I still need more information to make a choice. What can I do?

Read the Whai Rawa Product Disclosure Statement which you can access online here www.whairawa.com/pds

If you would like to seek qualified financial advice, visit the Financial Markets Authority website to view a list of registered financial advisors here. Please note this is not a subsidised benefit by Whai Rawa.

Competition Terms and Conditions

  1. In the month of December 2020 Whai Rawa will draw a prize for:
    • 1x Apple iPad valued at $599
    • The prize will be gifted to a member of Whai Rawa who has an open account.
    • The prize draw will be conducted on the week commencing December 14th 2020.
    • The Promotional Period for the prize draw is 23rd November – 11th December 2020.
    • Members must complete the Investor Choice campaign online via the email link or by requesting a Switch Form via the post.
  2. The winner of the prize draw will be notified by email or by telephone.
  3. If Whai Rawa is unable to contact the winner within one week of the Prize Draw the Prize is forfeited and Whai Rawa will redraw another winner.
  4. The winner of the Prize Draw will not incur costs in order to collect their prize.
  5. Whai Rawa will advise the winner when the prize will be couriered but take no responsibility for failure to receive a prize.
  6. Whai Rawa reserves the right to request proof of membership from a person claiming a Prize.
  7. There is no entry fee or ticket for the Prize Draw.
  8. Prize Draw winners will be listed on social media. Your name and location may be published if you are a winner.
  9. Prizes are not transferable or exchangeable for cash. In the event that a Prize becomes unavailable for reasons beyond the control of Whai Rawa, Whai Rawa may substitute a prize of equal value. It is the winner’s responsibility to access and use the prize accordingly. Whai Rawa is not responsible if the prize is unused and no monetary compensation will be provided.
  10. Employees of TRONT or any of its subsidiary entities, TRONT Representatives or employees of any company involved in the Prize Draw, or any advertising agency or web company connected with the Prize Draw or any such persons subsidiary or associated companies, agents or members of their families or households, are not eligible to enter the Prize Draw.
  11. If for any reason Whai Rawa considers that a Prize Draw is not capable of running as planned, Whai Rawa reserves the right in its sole discretion to cancel, terminate, modify, or suspend the Prize Draw(s).
  12. Whai Rawa reserves the right to cancel or amend these terms and conditions at any time without notice. Any changes will be deemed to be incorporated into these terms and conditions.
  13. Our decision in relation to any aspects of a Prize Draw is final and binding on every person who enters and no correspondence will be entered into.
  14. Whai Rawa respects privacy rights under the Privacy Act 1993 and complies with the privacy principles in respect of the collection of personal information from individuals.
  15. These terms and conditions shall be governed by and construed in accordance with the laws of New Zealand and shall be subject to the exclusive jurisdiction of New Zealand courts.
  16. The organiser of the Prize draw is Whai Rawa Fund Limited, 15 Show Place, Addington, Christchurch, 8042.

General Disclaimer

Whai Rawa Fund Limited is the issuer of the Whai Rawa Unit Trust. A copy of the Product Disclosure Statement is available at www.whairawa.com/pds.

Risk Quiz Disclaimer

We take no responsibility as to whether or not you complete our Risk Quiz before selecting a fund, and take no responsibility for checking that the fund you select matches the outcome of your Risk Quiz or that you have completed it correctly. The Risk Quiz does not provide investment recommendations or financial advice personalised to you.
Past performance should not be relied upon as an indicator of future performance. The information contained on this page is intended for general guidance only and is not personalised to you. It does not take into account your particular
financial situation or goals. Before making any investment decision, you should refer to the Product Disclosure Statement or consult an appropriately authorised adviser.