{"id":1240,"date":"2024-12-12T02:28:09","date_gmt":"2024-12-12T02:28:09","guid":{"rendered":"https:\/\/whairawa.com\/wahine\/?p=1240"},"modified":"2024-12-12T02:29:39","modified_gmt":"2024-12-12T02:29:39","slug":"buy-or-selling-online","status":"publish","type":"post","link":"https:\/\/whairawa.com\/wahine\/articles\/buy-or-selling-online\/","title":{"rendered":"MAKING SMART DECISIONS WHEN BUYING OR SELLING ONLINE"},"content":{"rendered":"

Making purchases online is often a popular way to access items that are more affordable, or not available in your rohe! We have a range of online platforms available at our fingertips \u2013 think Facebook Marketplace, TradeMe or other reselling sites.<\/span>\u00a0<\/span><\/p>\n

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Many wh\u0101nau also use these as quick and convenient ways to sell items that they may no longer need \u2013 school uniforms that are too small or your own clothes! If you have heard from friends and wh\u0101nau about their bad experiences using these sites, here are our top tips!\u00a0<\/span>\u00a0<\/span><\/p>\n

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Use established platforms\u00a0\u00a0<\/span><\/b>\u00a0<\/span><\/h4>\n

TradeMe is one of Aotearoa\u2019s most trusted online marketplaces. It offers buyer protection for certain transactions and also has built-in systems to track sellers\u2019 ratings and feedback.<\/span>\u00a0<\/span><\/p>\n

Facebook Marketplace is great for local, in-person exchanges and allows you to buy and sell within your local community. You can also rate sellers and check in advance if other buyers or sellers have had a good experience with them.<\/span>\u00a0<\/span><\/p>\n

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Check seller and buyer ratings and reviews<\/span><\/b>\u00a0<\/span><\/h4>\n

When buying on TradeMe, always check the seller\u2019s ratings and read reviews from past buyers. A seller with consistently high ratings is more likely to be trustworthy. Similarly, if you\u2019re selling something, check the buyer\u2019s ratings if they have purchased from others before.<\/span>\u00a0<\/span><\/p>\n

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On Facebook Marketplace, while there is a five star official rating system, you can also look at a person\u2019s profile to gauge their credibility. If the profile is brand new, lacks personal details, or seems suspicious, it might be worth avoiding.<\/span>\u00a0<\/span><\/p>\n

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Meet in safe, public locations<\/span><\/b>\u00a0<\/span><\/h4>\n

If you need to meet in person, always meet in a safe, public location. Shopping malls, caf\u00e9s, or other well-lit and busy areas are perfect. You can avoid inviting buyers to your home or going to theirs, especially if it\u2019s your first interaction.<\/span>\u00a0<\/span><\/p>\n

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For larger items (like furniture) that require travelling to someone\u2019s whare, bring someone along with you or schedule the meet-up during daylight hours when others are around. Let someone know where you\u2019re going if you\u2019re heading to an unfamiliar place.<\/span>\u00a0<\/span><\/p>\n

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Be wary of too good to be true deals<\/span><\/b>\u00a0<\/span><\/h4>\n

Scammers often target online buyers or sellers, especially on platforms like Facebook Marketplace, where monitoring may be less strict than on platforms like TradeMe.<\/span>\u00a0<\/span><\/p>\n

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Things to be cautious of:<\/span><\/b>\u00a0<\/span><\/h4>\n

Unusually Low Prices:<\/span><\/b> If an item is significantly cheaper than you would expect to pay be cautious.<\/span>\u00a0<\/span><\/p>\n

Requests for Upfront Payments<\/span><\/b>: Never send money before seeing an item.<\/span>\u00a0<\/span><\/p>\n

Suspicious Links or Payment Methods:<\/span><\/b> Scammers might send you a link to an external site to make payment. Always use the platform\u2019s built-in payment options.<\/span>\u00a0<\/span><\/p>\n

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We also recommend you:<\/span><\/b>\u00a0<\/span><\/h4>\n
Protect your personal details<\/span><\/b>\u00a0<\/span><\/h5>\n

Be careful not to share sensitive personal information, such as your home address, phone number, or banking details, especially if you\u2019re still deciding about making a purchase.<\/span>\u00a0<\/span><\/p>\n

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Use secure payment methods<\/span><\/b>\u00a0<\/span><\/h5>\n

For online transactions, stick to secure payment methods. On TradeMe, using their payment options like Ping, will ensure funds are held until both parties are satisfied. For Facebook Marketplace, consider cash transactions for local exchanges or bank transfers once you\u2019ve established trust. Avoid clicking on any links sent by the seller or transferring money online that you feel unsure about.<\/span>\u00a0<\/span><\/p>\n

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Set clear expectations<\/span><\/b>\u00a0<\/span><\/h5>\n

When selling online, make sure that your item descriptions are clear and honest. This reduces the possibility of disputes after the sale. Provide detailed photos, mention any flaws or issues, and be transparent about the item\u2019s condition.<\/span>\u00a0<\/span><\/p>\n

If you\u2019re buying, don\u2019t be afraid to ask for more information or photos before agreeing to a purchase, especially if you\u2019re not able to inspect the item in person. Request measurements, ask about any damage, and confirm the authenticity. You\u2019re well within your rights to request a receipt for any branded items or purchases of higher value.<\/span>\u00a0<\/span><\/p>\n

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Avoid last minute changes<\/span><\/b>\u00a0<\/span><\/h5>\n

If a buyer or seller suddenly changes the meeting location, payment method, or any agreed-upon terms, it\u2019s a sign to be cautious. Scammers often try to create a sense of urgency or confusion by making last-minute changes. Stick to your original plan, and if something feels off, don\u2019t hesitate to cancel your purchase.<\/span>\u00a0<\/span><\/p>\n

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The information contained in this document is intended for general guidance and information only and is not personalised to you. It does not take into account your particular financial situation or goals.<\/em><\/p>\n

The links shared and associated content on this website have not been vetted or otherwise approved by Whai Rawa Fund Limited and neither Whai Rawa Fund Limited, nor Te R\u016bnanga o Ng\u0101i Tahu endorse the linked material or its provider in any way. The information provided by these links and third-party providers is not personalised to you and your situation.\u00a0 Before making any investment decision, or taking any action or not, you should refer to the Product Disclosure Statement and \/ or consult a licensed financial advice provider.<\/em><\/p>\n

Whai Rawa Fund Limited is the issuer of the Whai Rawa Unit Trust. A copy of the Product Disclosure Statement is available at www.whairawa.com\/pds. A financial advice disclosure statement is available for Whai Rawa Fund Limited at www.whairawa.com\/financial-advice.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Making purchases online is often a popular way to access items that are more affordable, or not available in your rohe! We have a range…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"class_list":["post-1240","post","type-post","status-publish","format-standard","hentry","category-article"],"acf":[],"yoast_head":"\nMAKING SMART DECISIONS WHEN BUYING OR SELLING ONLINE - W\u0101hine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whairawa.com\/wahine\/articles\/buy-or-selling-online\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MAKING SMART DECISIONS WHEN BUYING OR SELLING ONLINE - W\u0101hine\" \/>\n<meta property=\"og:description\" content=\"Making purchases online is often a popular way to access items that are more affordable, or not available in your rohe! 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