{"id":1427,"date":"2025-04-16T01:02:21","date_gmt":"2025-04-16T01:02:21","guid":{"rendered":"https:\/\/whairawa.com\/wahine\/?p=1427"},"modified":"2025-04-16T01:55:57","modified_gmt":"2025-04-16T01:55:57","slug":"capitalise-in-2025-is-buying-a-whare-right-for-me","status":"publish","type":"post","link":"https:\/\/whairawa.com\/wahine\/articles\/capitalise-in-2025-is-buying-a-whare-right-for-me\/","title":{"rendered":"Capitalise in 2025: Is buying a whare right for me?"},"content":{"rendered":"<h3><\/h3>\n<h2><span class=\"TextRun SCXW27275430 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW27275430 BCX8\" data-ccp-parastyle=\"Body Text\">Home ownership isn\u2019t for everyone, and that\u2019s totally fine!\u00a0<\/span><\/span><\/h2>\n<p>Everyone has completely different situations and priorities that are important to them. However, if you\u2019re on the fence about home ownership, this month we are covering some of the basics you need to think about before stepping in!<\/p>\n<p>Where to start? If you\u2019re feeling unsure, some key things to consider are:<\/p>\n<p>&nbsp;<\/p>\n<p>\ud83c\udfe1 Do I have a stable income and enough savings for a deposit?<\/p>\n<p>\ud83d\udcb0 Can I afford mortgage repayments and ongoing home costs such as rates and insurance?<\/p>\n<p>\ud83d\udccd Do I want to stay in the same place long-term or might I have other plans?<\/p>\n<h2><\/h2>\n<h2><\/h2>\n<p>&nbsp;<\/p>\n<h2><span data-contrast=\"auto\"><span class=\"TextRun SCXW261827227 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW261827227 BCX8\" data-ccp-parastyle=\"Body Text\">Plan ahead!<\/span><\/span><\/span><\/h2>\n<blockquote><p>&nbsp;<\/p>\n<p style=\"text-align: left;\">Make a 5-year plan\u2014where do you see yourself living, and what steps do you need to take to get there? Where would you like to be in 5 years time?<\/p>\n<\/blockquote>\n<p>&nbsp;<\/p>\n<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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you on the home ownership journey?<\/h2>\n                            <p class='gform_description'><\/p>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_13' class='gpoll_enabled gpoll' action='\/wahine\/wp-json\/wp\/v2\/posts\/1427' data-formid='13' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_13' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_13_2\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_13_2'>Instagram<\/label><div class='ginput_container'><input name='input_2' id='input_13_2' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_13_2'>This field is for validation purposes and should be left unchanged.<\/div><\/div><fieldset id=\"field_13_1\" class=\"gfield gfield--type-poll gfield--type-choice gfield--input-type-radio gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible gpoll_field\"  data-field-class=\"gpoll_field\" ><legend class='gfield_label gform-field-label' >Your answer will be anonomous<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_13_1'>\n\t\t\t<div class='gchoice gchoice_13_1_0'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_1' type='radio' value='gpoll11237ab58'  id='choice_13_1_0' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_13_1_0' id='label_13_1_0' class='gform-field-label gform-field-label--type-inline'>Just starting to think about it<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_13_1_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_1' type='radio' value='gpoll1a524b485'  id='choice_13_1_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_13_1_1' id='label_13_1_1' class='gform-field-label gform-field-label--type-inline'>Actively saving for a deposit<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_13_1_2'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_1' type='radio' value='gpoll16435c6e3'  id='choice_13_1_2' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_13_1_2' id='label_13_1_2' class='gform-field-label gform-field-label--type-inline'>Looking at whare right now!<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_13_1_3'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_1' type='radio' value='gpoll11b7d99af'  id='choice_13_1_3' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_13_1_3' id='label_13_1_3' class='gform-field-label gform-field-label--type-inline'>Already a home owner<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_13_1_4'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_1' type='radio' value='gpoll1878485c6'  id='choice_13_1_4' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_13_1_4' id='label_13_1_4' class='gform-field-label gform-field-label--type-inline'>It\u2019s not currently a priority for me<\/label>\n\t\t\t<\/div><\/div><\/div><\/fieldset><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_13' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='See Results'  \/> \n            <input 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A financial advice disclosure statement is available for Whai Rawa Fund Limited at www.whairawa.com\/financial-advice.<\/em><\/p>\n<p><a href=\"http:\/\/whairawa.com\/wahine\/capitalise\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1372 size-full\" src=\"https:\/\/whairawa.com\/wahine\/wp-content\/uploads\/2025\/03\/HMM-Facebook-Cover-3.png\" alt=\"\" width=\"2659\" height=\"984\" srcset=\"https:\/\/whairawa.com\/wahine\/wp-content\/uploads\/2025\/03\/HMM-Facebook-Cover-3.png 2659w, https:\/\/whairawa.com\/wahine\/wp-content\/uploads\/2025\/03\/HMM-Facebook-Cover-3-768x284.png 768w\" sizes=\"auto, (max-width: 2659px) 100vw, 2659px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home ownership isn\u2019t for everyone, and that\u2019s totally fine!\u00a0 Everyone has completely different situations and priorities that are important to them. However, if you\u2019re on&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"class_list":["post-1427","post","type-post","status-publish","format-standard","hentry","category-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Capitalise in 2025: Is buying a whare right for me? - W\u0101hine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whairawa.com\/wahine\/articles\/capitalise-in-2025-is-buying-a-whare-right-for-me\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Capitalise in 2025: Is buying a whare right for me? - W\u0101hine\" \/>\n<meta property=\"og:description\" content=\"Home ownership isn\u2019t for everyone, and that\u2019s totally fine!\u00a0 Everyone has completely different situations and priorities that are important to them. 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