{"id":1486,"date":"2025-05-06T21:16:00","date_gmt":"2025-05-06T21:16:00","guid":{"rendered":"https:\/\/whairawa.com\/wahine\/?p=1486"},"modified":"2025-05-06T21:16:00","modified_gmt":"2025-05-06T21:16:00","slug":"smart-saving-gaols","status":"publish","type":"post","link":"https:\/\/whairawa.com\/wahine\/articles\/smart-saving-gaols\/","title":{"rendered":"Capitalise in 2025: Setting SMART savings goals"},"content":{"rendered":"<h5><span data-contrast=\"auto\">Want to buy a whare, go on holiday, or build your retirement savings? Setting SMART goals makes it easier to achieve them:<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120}\">\u00a0<\/span><\/h5>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">\u2714\ufe0f<\/span><span data-contrast=\"auto\"> Specific \u2013 \u201c<\/span><span data-contrast=\"auto\">Commit to 1 &#8220;no-spend&#8221; weekend each month\u201d<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u2714\ufe0f<\/span><span data-contrast=\"auto\"> Measurable \u2013 \u201c<\/span><span data-contrast=\"auto\">Contribute $5 per week to my Whai Rawa account to ensure that I&#8217;m eligible for matched savings\u201d<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u2714\ufe0f<\/span><span data-contrast=\"auto\"> Achievable \u2013 &#8220;I can cut back on takeaways to help save more&#8221;<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u2714\ufe0f<\/span><span data-contrast=\"auto\"> Relevant \u2013 &#8220;Homeownership is a priority for me&#8221;<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u2714\ufe0f<\/span><span data-contrast=\"auto\"> Time-bound \u2013 &#8220;I want to reach my goal in 12 months&#8221;<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">Already have a goal in mind?<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Write your goal down and break it into <strong>SMART<\/strong> steps, then get started!\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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class=\"gform_title\">What\u2019s your biggest savings challenge?<\/h2>\n                            <p class='gform_description'><\/p>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_16' class='gpoll_enabled gpoll' action='\/wahine\/wp-json\/wp\/v2\/posts\/1486' data-formid='16' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_16' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_16_2\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_16_2'>LinkedIn<\/label><div class='ginput_container'><input 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onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_16_1_0' id='label_16_1_0' class='gform-field-label gform-field-label--type-inline'>Unexpected expenses<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_16_1_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_1' type='radio' value='gpoll1a524b485'  id='choice_16_1_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_16_1_1' id='label_16_1_1' class='gform-field-label gform-field-label--type-inline'>Keeping track of spending<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_16_1_2'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_1' type='radio' value='gpoll16435c6e3'  id='choice_16_1_2' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_16_1_2' id='label_16_1_2' class='gform-field-label gform-field-label--type-inline'>Sticking to a plan<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice 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Setting SMART goals makes it easier to achieve them:\u00a0 &nbsp; \u2714\ufe0f Specific&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"class_list":["post-1486","post","type-post","status-publish","format-standard","hentry","category-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Capitalise in 2025: Setting SMART savings goals - W\u0101hine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whairawa.com\/wahine\/articles\/smart-saving-gaols\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Capitalise in 2025: Setting SMART savings goals - W\u0101hine\" \/>\n<meta property=\"og:description\" content=\"Want to buy a whare, go on holiday, or build your retirement savings? 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