{"id":1496,"date":"2025-05-06T22:24:53","date_gmt":"2025-05-06T22:24:53","guid":{"rendered":"https:\/\/whairawa.com\/wahine\/?p=1496"},"modified":"2025-05-07T00:06:12","modified_gmt":"2025-05-07T00:06:12","slug":"diversification","status":"publish","type":"post","link":"https:\/\/whairawa.com\/wahine\/articles\/diversification\/","title":{"rendered":"Capitalise in 2025: Diversification"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p>There are many ways to invest your money \u2013 so deciding what is right for you takes some thought. Most finance experts and financial advisers will suggest diversifying your investments (having a mix of investments).<\/p>\n<p>&nbsp;<\/p>\n<p>\u201cDon\u2019t put all your eggs in one basket\u201d plays true to investing. Your investments should work together to help you achieve your goals, so you should think about everything as one package.<\/p>\n<p>&nbsp;<\/p>\n<p>\u2714\ufe0fSet aside some time to review how you are investing your money<\/p>\n<p>\u2714\ufe0f Are your investments helping you to meet your goals, if they are \u2013 ka rawe! If the answer is no, is there something you could change?<\/p>\n<p>&nbsp;<\/p>\n<script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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class=\"gform_title\">What\u2019s your biggest savings challenge?<\/h2>\n                            <p class='gform_description'><\/p>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_16' class='gpoll_enabled gpoll' action='\/wahine\/wp-json\/wp\/v2\/posts\/1496' data-formid='16' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_16' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_16_2\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_16_2'>Comments<\/label><div class='ginput_container'><input 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onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_16_1_0' id='label_16_1_0' class='gform-field-label gform-field-label--type-inline'>Unexpected expenses<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_16_1_1'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_1' type='radio' value='gpoll1a524b485'  id='choice_16_1_1' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_16_1_1' id='label_16_1_1' class='gform-field-label gform-field-label--type-inline'>Keeping track of spending<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice gchoice_16_1_2'>\n\t\t\t\t\t<input class='gfield-choice-input' name='input_1' type='radio' value='gpoll16435c6e3'  id='choice_16_1_2' onchange='gformToggleRadioOther( this )'    \/>\n\t\t\t\t\t<label for='choice_16_1_2' id='label_16_1_2' class='gform-field-label gform-field-label--type-inline'>Sticking to a plan<\/label>\n\t\t\t<\/div>\n\t\t\t<div class='gchoice 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If you do not notify us of your correct rate, you will be taxed at the default rate of 39%. Ng\u0101i Tahu contributions and distribution payments are made no later than 31 March in the calendar year following qualification. Download our PDS at <a href=\"http:\/\/www.whairawa.com\/pds\">www.whairawa.com\/pds<\/a><\/em><\/p>\n<p><em>The information contained in this document is intended for general guidance and information only and is not personalised to you. It does not take into account your particular financial situation or goals.<\/em><\/p>\n<p><em>The links shared and associated content on this website have not been vetted or otherwise approved by Whai Rawa Fund Limited and neither Whai Rawa Fund Limited, nor Te R\u016bnanga o Ng\u0101i Tahu endorse the linked material or its provider in any way. 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A financial advice disclosure statement is available for Whai Rawa Fund Limited at www.whairawa.com\/financial-advice.<\/em><\/p>\n<p><a href=\"http:\/\/whairawa.com\/wahine\/capitalise\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1372 size-full\" src=\"https:\/\/whairawa.com\/wahine\/wp-content\/uploads\/2025\/03\/HMM-Facebook-Cover-3.png\" alt=\"\" width=\"2659\" height=\"984\" srcset=\"https:\/\/whairawa.com\/wahine\/wp-content\/uploads\/2025\/03\/HMM-Facebook-Cover-3.png 2659w, https:\/\/whairawa.com\/wahine\/wp-content\/uploads\/2025\/03\/HMM-Facebook-Cover-3-768x284.png 768w\" sizes=\"auto, (max-width: 2659px) 100vw, 2659px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559738&quot;:120}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; There are many ways to invest your money \u2013 so deciding what is right for you takes some thought. Most finance experts and financial&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"class_list":["post-1496","post","type-post","status-publish","format-standard","hentry","category-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Capitalise in 2025: Diversification - W\u0101hine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whairawa.com\/wahine\/articles\/diversification\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Capitalise in 2025: Diversification - W\u0101hine\" \/>\n<meta property=\"og:description\" content=\"&nbsp; There are many ways to invest your money \u2013 so deciding what is right for you takes some thought. 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