{"id":1548,"date":"2025-07-17T00:17:26","date_gmt":"2025-07-17T00:17:26","guid":{"rendered":"https:\/\/whairawa.com\/wahine\/?p=1548"},"modified":"2026-01-20T00:55:22","modified_gmt":"2026-01-20T00:55:22","slug":"capitalise-in-2025-emergency-fund","status":"publish","type":"post","link":"https:\/\/whairawa.com\/wahine\/articles\/capitalise-in-2025-emergency-fund\/","title":{"rendered":"Capitalise in 2025: Emergency Fund"},"content":{"rendered":"<p><strong>If things in your mahi or life change, do you have an emergency fund?<\/strong><\/p>\n<p><strong>\u279c<\/strong> An emergency fund is a savings account set aside specifically for unexpected expenses. These could be things like unexpected medical bills, job loss, or urgent home fixes like a new hot water cylinder or fixing a leak. Having an emergency fund gives you financial security and peace of mind.<\/p>\n<p><strong>\u279c <\/strong>A good rule of thumb is to aim for three months\u2019 worth of expenses saved in an easy to access bank account. This may be overwhelming to think about, but you can start small.<\/p>\n<p>You can use your budget to begin allocating money towards this fund. Whether this is $5 a week or $50, do your future self a favour!<\/p>\n<p>&nbsp;<\/p>\n<p>Whai Rawa Fund Limited is the issuer of the Whai Rawa Unit Trust. A copy of the Product Disclosure Statement is available at www.whairawa.com\/pds. All content is subject to WRFL\u2019s financial advice disclosure statement available here www.whairawa.com\/financial-advice<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If things in your mahi or life change, do you have an emergency fund? \u279c An emergency fund is a savings account set aside specifically&#8230;<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"class_list":["post-1548","post","type-post","status-publish","format-standard","hentry","category-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Capitalise in 2025: Emergency Fund - W\u0101hine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whairawa.com\/wahine\/articles\/capitalise-in-2025-emergency-fund\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Capitalise in 2025: Emergency Fund - W\u0101hine\" \/>\n<meta property=\"og:description\" content=\"If things in your mahi or life change, do you have an emergency fund? 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