{"id":1587,"date":"2025-12-17T19:16:40","date_gmt":"2025-12-17T19:16:40","guid":{"rendered":"https:\/\/whairawa.com\/wahine\/?p=1587"},"modified":"2025-12-17T19:16:40","modified_gmt":"2025-12-17T19:16:40","slug":"capitalise-in-2025-how-does-insurance-work","status":"publish","type":"post","link":"https:\/\/whairawa.com\/wahine\/articles\/capitalise-in-2025-how-does-insurance-work\/","title":{"rendered":"Capitalise in 2025: How Does Insurance Work?"},"content":{"rendered":"
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Life can throw curveballs \u2013 Insurance can help you manage them.<\/span><\/div>\n<\/div>\n
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Here\u2019s how it works:<\/span><\/div>\n<\/div>\n
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1. Pick Your Cover<\/strong><\/span><\/span><\/div>\n<\/div>\n
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Choose what you want to protect (car, home, health, etc.) and get a quote. Ask questions and know what\u2019s included.<\/span><\/div>\n<\/div>\n
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<\/div>\n<\/div>\n
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2. Pay Your Premium<\/strong><\/span><\/span><\/div>\n<\/div>\n
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Once you agree to the policy, you pay a premium \u2013 this is the cost of your insurance. It can be paid annually, quarterly, monthly, or on a weekly basis, depending on the provider and your preference.<\/span><\/div>\n<\/div>\n
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3. Make a Claim When Needed<\/strong><\/span><\/span><\/div>\n<\/div>\n
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If something happens \u2013 like damage, theft, or loss \u2013 you file a claim with your insurer.<\/span><\/div>\n<\/div>\n
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4. Assessment and Payout<\/strong><\/span><\/span><\/div>\n<\/div>\n
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The insurance company will assess your claim to see if it meets the criteria outlined in your policy. If approved, the insurance company may pay you or replace whatever you had insured.<\/span><\/div>\n<\/div>\n
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5. Paying an Excess<\/strong><\/span><\/span><\/div>\n<\/div>\n
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When you make a claim, you\u2019ll usually need to pay an excess \u2013 this is a set amount you contribute toward the cost of the claim. You agree to this when you take out the policy.<\/span><\/div>\n<\/div>\n
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<\/div>\n<\/div>\n
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Insurance is just one way you can protect what\u2019s important. You can also avoid the cost of damage to other people\u2019s property, cars and items this way.<\/span><\/div>\n<\/div>\n
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This content is not designed to be personalised to your situation. We recommend you get personalised advice for your specific needs.<\/span><\/div>\n<\/div>\n
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Whai Rawa Fund Limited is the issuer of the Whai Rawa Unit Trust. A copy of the Product Disclosure Statement is available at www.whairawa.com\/pds. All content is subject to WRFL\u2019s financial advice disclosure statement available here www.whairawa.com\/financial-advice<\/span><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Life can throw curveballs \u2013 Insurance can help you manage them. Here\u2019s how it works: 1. Pick Your Cover Choose what you want to protect…<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"class_list":["post-1587","post","type-post","status-publish","format-standard","hentry","category-article"],"acf":[],"yoast_head":"\nCapitalise in 2025: How Does Insurance Work? - W\u0101hine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whairawa.com\/wahine\/articles\/capitalise-in-2025-how-does-insurance-work\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Capitalise in 2025: How Does Insurance Work? - W\u0101hine\" \/>\n<meta property=\"og:description\" content=\"Life can throw curveballs \u2013 Insurance can help you manage them. 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