{"id":232,"date":"2022-09-08T04:43:46","date_gmt":"2022-09-08T04:43:46","guid":{"rendered":"https:\/\/whairawa.com\/wahine\/?p=232"},"modified":"2023-10-25T00:16:35","modified_gmt":"2023-10-25T00:16:35","slug":"becoming-a-mama","status":"publish","type":"post","link":"https:\/\/whairawa.com\/wahine\/articles\/becoming-a-mama\/","title":{"rendered":"BECOMING A M\u0100M\u0100"},"content":{"rendered":"<h4><strong>BECOMING A M\u0100M\u0100 \u2013 THINGS TO THINK ABOUT BEFORE YOU GO ON PARENTAL LEAVE\u00a0<\/strong><\/h4>\n<p>Becoming a parent is an important time in your life \u2013 not only because your little p\u0113pi will cost a lot of p\u016btea over their lifetime. Are you ready for the costs involved with becoming a m\u0101m\u0101? Here are some things we think you should consider and some great places to go to get more information.<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-37\" src=\"https:\/\/whairawa.com\/wahine\/wp-content\/uploads\/2022\/07\/icon-2.png\" alt=\"\" width=\"110\" height=\"104\" \/><\/p>\n<h5>Having a p\u0113pi can be expensive! Have you considered:<\/h5>\n<ul>\n<li style=\"text-align: left;\">Signing up for Smart Start. Head to <a href=\"https:\/\/smartstart.services.govt.nz\/\">https:\/\/smartstart.services.govt.nz\/<\/a> and sign up and this will allow you access to a bunch of tools and financing including Best Start payments, advice on pregnancy and so much more! You can also apply for an IRD number and birth certificate for your p\u0113pi from here. Also did you know all families, regardless of income, receive money for the first year of their child\u2019s life from the Best Start program. Best Start payments from the Government allow you $69 a week for your p\u0113pi to help with nappies and milk or anything you need! You won\u2019t qualify while you\u2019re on parental leave but as soon as this period is over you will receive this money. Are you aware that Parental leave in Aotearoa is now 26 weeks \u2013 or half a year! Find out how much you might qualify for at <a href=\"http:\/\/www.employment.govt.nz\/leave-and-holidays\/parental-leave\/eligibility\/\">www.employment.govt.nz\/leave-and-holidays\/parental-leave\/eligibility\/<\/a>.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li>If you are working before p\u0113pi you may potentially be able to keep in touch with your work by doing \u2018Keeping in touch\u2019 hours \u2013 you can get a little extra money from when p\u0113pi is 8 weeks old. Talk to your employer and then find out more here &#8211; <a href=\"https:\/\/www.employment.govt.nz\/leave-and-holidays\/parental-leave\/types-of-parental-leave\/keeping-in-touch-days-2\/\">https:\/\/www.employment.govt.nz\/leave-and-holidays\/parental-leave\/types-of-parental-leave\/keeping-in-touch-days-2\/<\/a>.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li>Having a p\u0113pi can be expensive! Consider Trade Me or secondhand shops for some of your larger purchases. You do need to make sure your capsule or car seat hasn\u2019t been involved in an accident though. Find out more here &#8211; <a href=\"https:\/\/www.plunket.org.nz\/being-a-parent\/preparing-for-your-baby\/car-seats\/about-child-restraints\/\">https:\/\/www.plunket.org.nz\/being-a-parent\/preparing-for-your-baby\/car-seats\/about-child-restraints\/<\/a>.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li>The Well Child Tamariki Ora service provides care and support for wh\u0101nau as well as free health checks for p\u0113pi through their first few years of life. Find our more here &#8211; https:\/\/www.kidshealth.org.nz\/well-child-tamariki-ora-programme<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li>Plunket has a lot of great information about what you might need or not need! <a href=\"https:\/\/www.plunket.org.nz\/being-a-parent\/preparing-for-your-baby\/baby-equipment\/baby-essentials\/\">https:\/\/www.plunket.org.nz\/being-a-parent\/preparing-for-your-baby\/baby-equipment\/baby-essentials\/<\/a> covers a lot of basic but useful information.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li>Crayon is a new website to help parents through some of the challenges of having tamariki. They have a great article on how to manage credit card debt during parental leave &#8211; <a href=\"https:\/\/www.gocrayon.com\/resources\/managing-credit-card-debt-on-parental-leave\">https:\/\/www.gocrayon.com\/resources\/managing-credit-card-debt-on-parental-leave<\/a>. We also like this article on navigating some of the challenges around parental leave &#8211; <a href=\"https:\/\/www.gocrayon.com\/resources\/what-you-dont-expect-when-youre-expecting\">https:\/\/www.gocrayon.com\/resources\/what-you-dont-expect-when-youre-expecting<\/a>.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li>KiwiSaver can be tricky on parental leave so check out this article from OhBaby! <a href=\"https:\/\/www.ohbaby.co.nz\/parenting\/your-money-matters\/kiwisaver-hacks-for-maternity-leave\">https:\/\/www.ohbaby.co.nz\/parenting\/your-money-matters\/kiwisaver-hacks-for-maternity-leave<\/a>. Anything you can contribute during this time can be helpful long term.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-38\" src=\"https:\/\/whairawa.com\/wahine\/wp-content\/uploads\/2022\/07\/icon-3.png\" alt=\"\" width=\"94\" height=\"115\" \/><\/p>\n<h5>Plunket\u2019s top tips (these are also money tips!!)<\/h5>\n<ul>\n<li>If you\u2019re buying new, don\u2019t pay full price &#8211; buy bigger more expensive items like strollers, car seats, and cots on special.<\/li>\n<\/ul>\n<ul>\n<li>Start buying things like wipes, nappies, soft facecloths and other necessities each time you go grocery shopping. This means you\u2019ll have a stock once your baby arrives. Look for specials and buy in bulk where you can.<\/li>\n<\/ul>\n<ul>\n<li>Borrow items where you can. You can borrow baby beds like basinettes, or wahakura until your child is too big for them, and then return them. Think about joining a\u00a0<a href=\"https:\/\/www.plunket.org.nz\/plunket\/what-we-offer\/plunket-in-your-community\/toy-libraries\/\">toy library<\/a>\u00a0rather than buying lots of toys.<\/li>\n<li>If friends want to throw you a baby shower, think about what you need and don\u2019t be afraid to ask for specific things \u2013 or simply ask for vouchers so you can buy once you know what you need.<\/li>\n<\/ul>\n<p>Read more here &#8211; <a href=\"https:\/\/www.plunket.org.nz\/being-a-parent\/preparing-for-your-baby\/baby-equipment\/baby-essentials\/\">https:\/\/www.plunket.org.nz\/being-a-parent\/preparing-for-your-baby\/baby-equipment\/baby-essentials\/<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><em>The information contained in this document is intended for general guidance and information only and is not personalised to you. It does not take into account your particular financial situation or goals. <\/em><\/p>\n<p><em>The links shared and associated content on this website have not been vetted or otherwise approved by Whai Rawa Fund Limited and neither Whai Rawa Fund Limited, nor Te R\u016bnanga o Ng\u0101i Tahu endorse the linked material or its provider in any way. The information provided by these links and third-party providers is not personalised to you and your situation.\u00a0 Before making any investment decision, or taking any action or not, you should refer to the Product Disclosure Statement and \/ or consult a licensed financial advice provider.<\/em><\/p>\n<p><em>Whai Rawa Fund Limited is the issuer of the Whai Rawa Unit Trust. A copy of the Product Disclosure Statement is available at www.whairawa.com\/pds. A financial advice disclosure statement is available for Whai Rawa Fund Limited at www.whairawa.com\/financial-advice.<\/em><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>BECOMING A M\u0100M\u0100 \u2013 THINGS TO THINK ABOUT BEFORE YOU GO ON PARENTAL LEAVE\u00a0 Becoming a parent is an important time in your life \u2013&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"class_list":["post-232","post","type-post","status-publish","format-standard","hentry","category-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BECOMING A M\u0100M\u0100 - W\u0101hine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whairawa.com\/wahine\/articles\/becoming-a-mama\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BECOMING A M\u0100M\u0100 - 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