{"id":257,"date":"2022-12-08T03:46:31","date_gmt":"2022-12-08T03:46:31","guid":{"rendered":"https:\/\/whairawa.com\/wahine\/?p=257"},"modified":"2022-12-08T03:46:31","modified_gmt":"2022-12-08T03:46:31","slug":"top-tips-for-keeping-your-budget-under-control-during-kirihimete","status":"publish","type":"post","link":"https:\/\/whairawa.com\/wahine\/articles\/top-tips-for-keeping-your-budget-under-control-during-kirihimete\/","title":{"rendered":"TOP TIPS FOR KEEPING YOUR BUDGET UNDER CONTROL DURING KIRIHIMETE"},"content":{"rendered":"

TOP TIPS FOR KEEPING YOUR BUDGET UNDER CONTROL DURING KIRIHIMETE<\/h4>\n

Kirihimete is just around the corner! We know this can be a stressful time especially when it comes to p\u016btea and your budget. We have some top tips we have collated from Sorted NZ to avoid overspending during this time.<\/p>\n

\"\"<\/p>\n

    \n
  1. Make a list \u2013 Sorted NZ say going in with a plan of what you want to spend, and sticking to it, can help you stay on track with your budget.<\/li>\n<\/ol>\n

     <\/p>\n

      \n
    1. Do the mahi! Sorted NZ\u2019s advice is todo your research to find the best deals, and if you already know what you want to koha someone, shop around to make sure you get the best price.<\/li>\n<\/ol>\n

       <\/p>\n

        \n
      1. Try DIY \u2013 everyone loves a koha made with aroha! Check out some ideas below. Making your own cards is another way to save p\u016btea, plus each one you make can be personalised!<\/li>\n<\/ol>\n

         <\/p>\n

          \n
        1. Big wh\u0101nau? Try doing Secret Santa and only buying for one wh\u0101nau member rather than a present for everyone. Check out drawnames.co.nz<\/a> for an online Secret Santa generator.<\/li>\n<\/ol>\n

           <\/p>\n

            \n
          1. Organise a potluck for kai \u2013 share the load and ask each wh\u0101nau member to bring a plate.<\/li>\n<\/ol>\n

             <\/p>\n

              \n
            1. Try to avoid Buy Now, Pay Later \u2013 it\u2019s not worth going into debt and the penalties if you can\u2019t make repayments will add up!<\/li>\n<\/ol>\n

               <\/p>\n

                \n
              1. Get thrifty – check out local secondhand shops or Facebook Marketplace to find some bargains \u2013 you could add a rule to your Secret Santa and do secondhand koha only!<\/li>\n<\/ol>\n

                 <\/p>\n

                  \n
                1. Buying for tamariki? Use the \u2018want, need, wear, read\u2019 rule and only purchase one of each category that want, need, will wear, and read.<\/li>\n<\/ol>\n

                   <\/p>\n

                    \n
                  1. Don\u2019t compare with others! Don\u2019t worry about how much others are spending, just because someone else can afford a certain amount for koha or travel doesn\u2019t mean you need to as well \u2013 stay with what you can afford and you will avoid feeling stressed about p\u016btea after the big day.<\/li>\n<\/ol>\n

                     <\/p>\n

                      \n
                    1. Think ahead \u2013 bonus tip for next year! Kirihimete always creeps up on us, however Sorted NZ says that thinking ahead can help us to plan our budget with less stress around p\u016btea! Work out how much you want to spend for next year, including koha, kai and any travel costs. Work out how much you need to save each pay and put it into a separate account. #2023goals<\/li>\n<\/ol>\n

                       <\/p>\n

                      Remember, w\u0101hine m\u0101, Kirihimete is about spending time with wh\u0101nau and friends so focus on making memories and less on buying \u2018stuff\u2019.<\/p>\n

                       <\/p>\n

                      DIY Kirihimete Koha ideas<\/strong><\/h4>\n
                        \n
                      • Make your own Kirihimete cards \u2013 get the tamariki involved and be creative. If you want to make them online Canva.com have loads of templates you can choose from.<\/li>\n
                      • Make your own preserves, jams or pickles with seasonal fruit or veg<\/li>\n
                      • Gift in a jar \u2013 add lollies or homemade baking and tie a ribbon around it! Include a personalised label or note.<\/li>\n
                      • Got lots of cool plants at your whare? Take some cuttings and propagate these in a glass or jar of water. Once roots have grown you can plant these into a pot and you have a m\u012bharo koha!<\/li>\n
                      • Create your own gift box, choose a few favourite items of the person you are buying for and add these into a gift bag or box!<\/li>\n<\/ul>\n

                         <\/p>\n

                         <\/p>\n

                        The information contained in this document is intended for general guidance and information only and is not personalised to you. It does not take into account your particular financial situation or goals.<\/em><\/p>\n

                        The links shared and associated content on this website have not been vetted or otherwise approved by Whai Rawa Fund Limited and neither Whai Rawa Fund Limited, nor Te R\u016bnanga o Ng\u0101i Tahu endorse the linked material or its provider in any way. The information provided by these links and third-party providers is not personalised to you and your situation.\u00a0 Before making any investment decision, or taking any action or not, you should refer to the Product Disclosure Statement and \/ or consult a licensed financial advice provider.<\/em><\/p>\n

                        Whai Rawa Fund Limited is the issuer of the Whai Rawa Unit Trust. A copy of the Product Disclosure Statement is available at www.whairawa.com\/pds. A financial advice disclosure statement is available for Whai Rawa Fund Limited at www.whairawa.com\/financial-advice.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

                        TOP TIPS FOR KEEPING YOUR BUDGET UNDER CONTROL DURING KIRIHIMETE Kirihimete is just around the corner! We know this can be a stressful time especially…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"class_list":["post-257","post","type-post","status-publish","format-standard","hentry","category-article"],"acf":[],"yoast_head":"\nTOP TIPS FOR KEEPING YOUR BUDGET UNDER CONTROL DURING KIRIHIMETE - W\u0101hine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whairawa.com\/wahine\/articles\/top-tips-for-keeping-your-budget-under-control-during-kirihimete\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TOP TIPS FOR KEEPING YOUR BUDGET UNDER CONTROL DURING KIRIHIMETE - W\u0101hine\" \/>\n<meta property=\"og:description\" content=\"TOP TIPS FOR KEEPING YOUR BUDGET UNDER CONTROL DURING KIRIHIMETE Kirihimete is just around the corner! 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