{"id":283,"date":"2022-12-08T03:35:58","date_gmt":"2022-12-08T03:35:58","guid":{"rendered":"https:\/\/whairawa.com\/wahine\/?p=283"},"modified":"2022-12-08T04:04:25","modified_gmt":"2022-12-08T04:04:25","slug":"are-you-having-healthy-financial-korero-in-your-relationship","status":"publish","type":"post","link":"https:\/\/whairawa.com\/wahine\/articles\/are-you-having-healthy-financial-korero-in-your-relationship\/","title":{"rendered":"ARE YOU HAVING HEALTHY FINANCIAL K\u014cRERO IN YOUR RELATIONSHIP?\u00a0"},"content":{"rendered":"<h4><strong>ARE YOU HAVING HEALTHY FINANCIAL K\u014cRERO IN YOUR RELATIONSHIP?\u00a0<\/strong><\/h4>\n<p>Talking about p\u016btea in a relationship can be difficult, as everyone has their own views on how p\u016btea should be managed. Whether you share bills or have joint accounts, k\u014drero on p\u016btea and your financial goals is an important part of any relationship, so we want you to feel comfortable and confident when having these discussions!<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-38\" src=\"https:\/\/whairawa.com\/wahine\/wp-content\/uploads\/2022\/07\/icon-3.png\" alt=\"\" width=\"94\" height=\"114\" \/><\/p>\n<h5>Good Shepherd NZ share their tips for having healthy financial k\u014drero with your partner:<\/h5>\n<p><strong>Understand each other\u2019s relationship with p<\/strong><strong>\u016b<\/strong><strong>tea<\/strong> &#8211; a good place to start is understanding your own and your partner\u2019s relationship with money. So &#8211; have a k\u014drero about it! Learning about each other\u2019s journey with money can help you look at things from another perspective and see why you both have certain spending or saving habits.<\/p>\n<p><em>Don\u2019t know where to start? Here are some p\u0101tai to get you started: <\/em><\/p>\n<ul>\n<li>Who managed the p\u016btea and bills in your wh\u0101nau?<\/li>\n<li>How open were you and your wh\u0101nau when talking about p\u016btea?<\/li>\n<li>Do you see p\u016btea as good, bad or just necessary?<\/li>\n<li>What would you consider to be a luxury item?<\/li>\n<\/ul>\n<p><strong>Start the k\u014drero slowly<\/strong> \u2013 sharing a money goal you are working on is a good way to start the k\u014drero on p\u016btea. This could include saving for a holiday or working on paying off debt. Sharing these goals can remove some of the worries about the subject and it can encourage your partner to share their own goals. Over time, having k\u014drero about p\u016btea will begin to flow more easily, and you\u2019ll have more confidence to have more in depth conversations.<\/p>\n<p><strong>Set the scene\/find the right time<\/strong> \u2013 when having a challenging conversation about money, thinking about where and when is important. The location should be somewhere where it is easy to talk openly. This should be a safe space for both parties that is comfortable, away from others overhearing, and free from interruptions. Some ideas could include:<\/p>\n<ul>\n<li>At home while tamariki are asleep<\/li>\n<li>Out in a public area where it can be relaxed \u2013 maybe it\u2019s a coffee date!<\/li>\n<li>Take it outside \u2013 find a nice spot or go for a walk and talk it out<\/li>\n<\/ul>\n<p>Make sure you aren\u2019t tired or stressed as well. Wait until you are both in the right headspace, tamariki are settled, and the mood is good.<\/p>\n<p><strong>Think about your language \u2013 <\/strong>think about how you use your words, tone of voice, body language and facial expressions. An open k\u014drero needs to be non-confrontational and non-judgmental, so try using language that reflects this.<\/p>\n<p><em>For example, rethink phrases such as \u2018you should really change your view on\u2019 or \u2018you always do this\u2019. Instead try \u2018what about we\u2019 or \u2018how could we do this differently moving forward?\u2019.<\/em><\/p>\n<p><strong>Value each other\u2019s contribution \u2013 <\/strong>in a healthy relationship all contributions are valued. Although one person may contribute more financially, the other may contribute more time on household tasks or looking after tamariki. Make sure you both value each other\u2019s contribution because as the saying goes, teamwork makes the dream work! If you both value your different roles, you\u2019ll be able to make good decisions together.<\/p>\n<p><strong>Celebrate the small things<\/strong> \u2013 we all know that p\u016btea can be stressful and challenging, so make sure you also celebrate the wins when they happen. This could be paying off a debt, not touching your savings, saving on your grocery bill or reaching your Whai Rawa matched savings goal! Remember e te wh\u0101nau, the small things are worth celebrating as they all add up towards your bigger goal.<\/p>\n<h5><\/h5>\n<h5><strong>DID YOU KNOW<\/strong><\/h5>\n<p>Good Shepherd NZ have a toolkit for Healthy Financial Relationships where you can find all the tools you need to have healthy financial k\u014drero with your partner. These tools will help you gain a better understanding of your own relationship with money, while having more effective and positive money conversations with your partner.<\/p>\n<p>Check it out here: <a href=\"http:\/\/www.goodshepherd.org.nz\/courses\/healthy-financial-relationships-toolkit\/\">www.goodshepherd.org.nz\/courses\/healthy-financial-relationships-toolkit\/<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><em>The information contained on this page is intended for general guidance and information only and is not personalised to you. It does not take into account your particular financial situation or goals.<\/em><\/p>\n<p><em>The links shared and associated content hosted on our websites or hosted on any third-party provider websites have not been vetted or otherwise approved by Whai Rawa Fund Limited and neither Whai Rawa Fund Limited, nor Te R\u016bnanga o Ng\u0101i Tahu endorse the linked material or its provider in any way. The information provided by these links and third-party providers is not personalised to you and your situation. Before making any investment decision, you should refer to the Product Disclosure Statement and \/ or consult a licenced financial advice provider.<\/em><\/p>\n<p><em>Whai Rawa Fund Limited is the issuer of the Whai Rawa Unit Trust. A copy of the Product Disclosure Statement is available at\u00a0<a href=\"http:\/\/www.whairawa.com\/pds\">www.whairawa.com\/pds<\/a>. All content is subject to WRFL\u2019s financial advice disclosure statement available here\u00a0<a href=\"http:\/\/www.whairawa.com\/financial-advice\">www.whairawa.com\/financial-advice<\/a>.<\/em><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>ARE YOU HAVING HEALTHY FINANCIAL K\u014cRERO IN YOUR RELATIONSHIP?\u00a0 Talking about p\u016btea in a relationship can be difficult, as everyone has their own views on&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"class_list":["post-283","post","type-post","status-publish","format-standard","hentry","category-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ARE YOU HAVING HEALTHY FINANCIAL K\u014cRERO IN YOUR RELATIONSHIP?\u00a0 - W\u0101hine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/whairawa.com\/wahine\/articles\/are-you-having-healthy-financial-korero-in-your-relationship\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ARE YOU HAVING HEALTHY FINANCIAL K\u014cRERO IN YOUR RELATIONSHIP?\u00a0 - 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