How it works


Any person who can establish their whakapapa connection to Ngāi Tahu can apply to join Whai Rawa by reviewing the Product Disclosure Statement and completing an application. If you are under 16 you need an adult to sign you up.  Members must be living in New Zealand or Australia to enrol.

Members are entitled to a range of benefits to assist them to grow funds for key goals around tertiary education, home ownership and retirement.

Members and whānau can contribute funds for their own and/or other whānau members’ accounts earning a return on funds invested, reduced fees along with matched savings (for members under 65) and distributions.

There is no obligation to contribute funds but as with most things the more you put in the more you are likely to get out.