Celebrities! One minute they’re swimming in cash, flexing their private jets, designer fits, and million-dollar mansions. The next minute—boom—they’re selling autographs on social media to make some extra cash.
And more importantly, how can YOU make sure you make good decisions about your pūtea and don’t end up broke like a “has been” pop star? Let’s dive in.
Celebs love to go all out—gold-plated toilets, pet tigers, and throwing parties that cost more than your entire town’s annual budget. The problem? They forget that pūtea isn’t unlimited.
✔ Just because you have pūtea doesn’t mean you need to spend it all. Budget like your future depends on it—because it does.
✔ Before buying something, ask: do I actually need this, or am I just trying to flex?
✔ If your purchase would make your bank account cry, maybe rethink it.
A lot of celebs don’t handle their own money. They trust managers and accountants (who sometimes make very questionable choices), and before they know it, their bank account is on life support.
✔ Learn basic money skills NOW! You don’t have to be a finance nerd—just know how to budget, save, and invest.
✔ Use free tools like Sorted NZ or your banks app to track spending.
✔ Don’t just assume you “have enough”—always know where your money is going.
From failed restaurants to cryptocurrency disasters, celebs love throwing money at business ideas. Just because your favourite rapper launches a perfume line doesn’t mean it’s a smart investment.
✔ Do your research before investing in anything. If it sounds too good to be true, it probably is.
✔ Start small—try Whai Rawa, the Kai Tahu investment scheme, or an option like Sharesies to start rather than betting it all on some random startup.
✔ If your mate’s “groundbreaking” business idea sounds like a pyramid scheme, run.
Some celebrities feel like they have to keep up appearances, so they blow money on entourages, VIP tables, and cars.
✔ The richest people don’t always look rich. The real flex? Having financial security.
✔ Think long-term—would you rather have designer gears now or financial freedom later?
✔ Surround yourself with people who support your money goals, not ones who pressure you into spending recklessly.
Many celebs assume the money will keep rolling in… until it doesn’t. When their fame fades, so does their income, and suddenly they’re scrambling to pay for that mansion.
✔ Save and invest now so future-you doesn’t have to panic.
✔ Even small investments grow over time (shout out to compound interest!).
✔ Plan ahead—just because you’re making money now doesn’t mean you always will.
You don’t need a celebrity-sized paycheck to make smart money moves. Budget wisely, invest in your future, and remember: just because you can buy something doesn’t mean you should. Keep your finances in check, and future you will be a big fan!
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The information contained in this document is intended for general guidance and information only and is not personalised to you. It does not take into account your particular financial situation or goals.
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Whai Rawa Fund Limited is the issuer of the Whai Rawa Unit Trust. A copy of the Product Disclosure Statement is available at www.whairawa.com/pds. A financial advice disclosure statement is available for Whai Rawa Fund Limited at www.whairawa.com/financial-advice.
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