Nau mai, haere mai ki Whai Rawa

Ko te whāinga roa; kia whai ora, kia whai rawa, kia whai mana te whānau katoa.

Welcome to Whai Rawa. Our long term goal is to create better health, wealth and wellbeing for you and your family.

What is Whai Rawa? Join now online

Nau mai ki te wāhi ipuraki o Whai Rawa

Whai Rawa is the Ngāi Tahu investment scheme that helps create a better future for Ngāi Tahu whānau through greater wealth and wellbeing. Improving participation in tertiary education and levels of home ownership, along with having sufficient funds for retirement, are key goals for the Whai Rawa scheme.

Tikanga hou, oranga hou Changing habits, changing lives



  • All Whai Rawa members registered before the age of 1 currently receive a Newborn Distribution into their account
  • Start saving early for your pēpi and take advantage of time to let their funds grow
  • Teach your pēpi good savings habits and encourage a lifetime of benefits
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  • Withdraw your Whai Rawa funds to support your NZQA recognised tertiary course
  • Saving for your tertiary education is currently supported by Te Rūnanga o Ngāi Tahu Matched Savings and Distributions boosting your account
  • Encouraging whānau to get higher levels of education will benefit everyone's future
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  • Whai Rawa recognises home ownership as one of the keys to enabling whānau to grow their wealth and wellbeing
  • Withdraw funds to support your first home purchase, in Aotearoa or overseas
  • You’ll be able to access your funds quickly and easily
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Te Whakatānga


  • Whai Rawa aims to play an important role in the future of whānau by supporting retirement savings
  • Whai Rawa funds are currently invested in the Mercer Investment Trusts New Zealand’s Socially Responsible Conservative, Balanced and Growth Portfolios.
  • Withdraw from the age of 55, a decade earlier than KiwiSaver, to support your lifestyle
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Investro Choice
Tamariki Graphic

Sign up to
Ngā Kaitiaki Moni today!

Ngā Kaitiaki Moni is a fun and interactive space for Whai Rawa tamariki aged 5-15 to engage with financial capability learning. It is a platform for Whai Rawa to connect with and teach them about saving in an enjoyable way with activities, mail at home, competitions and more!

Join now and get on track with your investment goals

Whai Rawa - helping to create a better future for Ngāi Tahu whānau through greater wealth and wellbeing

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