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Waiho i te māhaka tī kia kore ai e motuChoose a fund to help you achieve your goals.

Bringing Investor Choice to our members has long been a goal for our scheme. We are creating options for all whānau – no matter your age, Whai Rawa savings balance or life stage. You can now choose a fund that better reflects your personal needs and risk appetite.

On 17 February 2020, Whai Rawa expanded its investment options. The new scheme offering has the following socially responsible Fund choices:

TŌTARA
TŌTARA
Conservative Fund

This Fund invests mostly in cash and fixed interest assets, with only some investment in shares and real assets. It seeks to provide growth of your investment through consistent returns using a diversified portfolio that has a bias towards defensive assets. This option may be suitable for investors who want to achieve slightly higher returns than those expected from investing solely in bank deposits, fixed interest investments or cash. Investors need to be comfortable with the possibility of some fluctuations in the value of their savings.

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MATAĪ
MATAĪ
Balanced Fund

This Fund invests in a wide range of assets and seeks to provide long-term capital growth for your savings by using a diversified portfolio with a slight bias towards growth assets. This option may be suitable for investors who want a diversified investment with exposure to shares and real assets, who are comfortable with greater fluctuations in the value of their savings than can be expected from the Conservative Fund and who want to invest for the long term.

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RĀTĀ
RĀTĀ
Growth Fund

This Fund also uses a diversified portfolio but invests mainly in shares and property related assets. It seeks to provide higher long-term capital growth for your savings from its stronger exposure to growth assets and lower investment in defensive assets. This option may be suitable for investors wanting to invest mostly in growth assets and who are comfortable accepting more fluctuations in the value of their savings than those expected from the Balanced Fund with a view to achieving higher longer-term returns.

RĀTĀ  - graph

How do I switch Funds?

You can switch Funds in your new online account portal.

As this is a new platform, if you haven’t logged into this platform before, your old password will not work, and you will need to first click on the ‘Reset password’ button.

Login and follow the instructions here – www.whairawa.com/login

You can also choose to remain in the Conservative Fund in which case you don’t need to do anything.

 

See our FAQs on our Investor Choice page for more.