This Fund invests mostly in cash and fixed interest assets, with only some investment in shares and real assets. It seeks to provide growth of your investment through consistent returns using a diversified portfolio that has a bias towards defensive assets. This option may be suitable for investors who want to achieve slightly higher returns than those expected from investing solely in bank deposits, fixed interest investments or cash. Investors need to be comfortable with the possibility of some fluctuations in the value of their savings.
5/Note: A mix of composite index returns and actual returns have been used to fill in the risk indicators for the Mataī-Balanced and Rātā-Growth Funds, as these Funds have not yet been in operation for five years. See the Product Disclosure Statement for more here.
How do I switch Funds?
Keep an eye out for an email or a postcard in the mail to access your personalised Investor Choice website.
Inside the website you can take the Risk Quiz, make a Fund choice or just look at the options. You can also choose to remain in the Tōtara-Conservative Fund.
See our FAQs on our Investor Choice page for more.